mallorca
Boat Insurance is a legal requirement and it is vital to make sure you’re fully covered when you head out onto the open water. After all, there are several potential hazards that could damage your boat or even cause an injury to you or a third party. There is also the risk of your boat being damaged or stolen when it’s docked in the marina.
Depending on where you go sailing, the open water can get very crowded, especially during the summer months. When the waters are busier, the risk of colliding with another boat is clearly higher than usual. Even if you consider yourself an expert and have been navigating specific waters for years, there’s always the risk of an accident occurring. If you take out third party liability cover as part of your boat insurance, you will be fully covered should an accident occur. Naturally, you’re not planning on hitting another boat, but this cover will at least give you peace of mind when navigating crowded waters.
Even if you consider yourself someone who always takes the necessary precautions, accidents can still happen. For example, if you have passengers on your boat, the risk of them falling or picking up an injury is still there, no matter how careful you are in choppier waters. Without any legal cover, you will not have protection should someone take you to court with a personal accident claim. However, having boat insurance will ensure that your legal costs are fully covered in an instance like this.
Even if you don’t spend a lot of time on your boat, you no doubt have some expensive items on-board. If so, you must take all the necessary precautions and keep everything stored away as safely as possible.
With boat insurance, you can protect the items you have on-board to give you peace of mind should the worst happen.
If you’re thinking of applying for an inland waterways license, it’s a compulsory requirement for you to have at least third-party insurance. Whilst the rules are not as strict on coastal waters, most marinas, harbours and mooring providers will require evidence of boat insurance before allowing you to dock.
This is possibly the most important reason to get boat insurance. Your boat is your pride and joy and you may have spent a lot of money on it, so it’s worth spending a little more each year to make sure it’s fully protected.
With boat insurance you will be able to hit the open waters with total peace of mind, knowing you’re covered against a range of incidents. From third-party Liability to personal accident cover, with our insurance you can build the ideal policy for you. Get an instant online quote today and leave nothing to chance.
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